Life Protection Calculator

Monthly Family Expenses (excluding mortgage payment)
$ HKD
No. of Years to Support
Years
Outstanding Mortgage Balance & Debts
$ HKD
Final & Associated Expenses
(Final expenses are costs associated with death and funeral)
$ HKD

The Composite Consumer Price Index rose by 1.7% per annum in 2017
(Source: Census and Statistics Department)

Assumed Annual
Rate of Inflation
Assumed Annual
Rate of Return
No child education expenses
Annual Education Expenses
$ HKD
Age
Years Old
Expense Start Age
Years Old
No. of Years to Support
Years
Annual Education Expenses
$ HKD
Age
Years Old
Expense Start Age
Years Old
No. of Years to Support
Years
Annual Education Expenses
$ HKD
Age
Years Old
Expense Start Age
Years Old
No. of Years to Support
Years
Annual Education Expenses
$ HKD
Age
Years Old
Expense Start Age
Years Old
No. of Years to Support
Years
Based on your input, you require total life coverage of  HKD ,
including basic life coverage of  HKD and an education fund of  HKD
The estimated family expenses and education fund are based on an assumed annual rate of return of % and assumed annual rate of inflation of %. Such amounts are for reference only.
Current Savings and Investments
(excluding property used as own residence)
$ HKD
Existing Life Insurance
$ HKD
Based on your input, you have  HKD in coverage/reserves
to serve your life coverage needs.
Estimated Family Expenses
 HKD
Outstanding Mortgage Balance & Debts
 HKD
Final & Associated Expenses
 HKD
Estimated Education Fund
 HKD
Current Savings and Investments (excluding property used as own residence)
 HKD
Existing Life Insurance
 HKD
Life Coverage Shortfa
 HKD
The above calculation is based on an assumed annual rates of return and inflation of % and % respectively. All figures are for reference only. The calculation result does not, and it is not intended to, provide any investment advice.

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Monthly Family Expenses
(excluding mortgage payment)
$ HKD
No. of Years to Support
Years
Outstanding Mortgage Balance & Debts
$ HKD
Final & Associated Expenses
$ HKD
Education Expenses
Annual Expenses (HK$)
Age
Start Age
No. of Years
Annual Expenses (HK$)
Age
Start Age
No. of Years
Annual Expenses (HK$)
Age
Start Age
No. of Years
Annual Expenses (HK$)
Age
Start Age
No. of Years
Child Annual Expenses (HK$) Age Start Age No. of Years
1st
2nd
3rd
4th
Current Savings and Investments
(excluding residential property)
$ HKD
Existing Life Insurance
$ HKD
Assumed Annual Rate of Return
Assumed Annual Rate of Inflation
The Composite Consumer Price Index rose by 1.7% per annum in 2017
(Source: Census and Statistics Department)
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